Here's a look at the highest-rated coastal towns to retire. The city itself isn't directly on the beach, which is what makes it more affordable. #25. Port Arthur has gone through a revitalization that has resulted in a refreshed downtown. With borders on the Gulf of Mexico in the east and the Pacific Ocean in the west, Mexico offers around 6,000 miles of coastline. Oceano Median home price: $566,280 Located in San Luis Obispo County, Oceano provides a suburban feel to retirees wanting to spend their time by the glimmering waters. The combination can work well for retirees who are looking for a place to retire near the beach on a budget but don't want to give up the amenities and services of living in a city. Located on Florida's Atlantic Coast, cars can be driven onto some of the hard-packed sandy beaches. Water sports and historic sites are the main attractions here. Food is delicious and prices are low. A couple could live a comfortable life for about $2,000 a month. Is It Better To Stay In Capri Or Anacapri? Mahahual has a hip-but-rustic feel, says Haskins. READ MORE: 27 Easy Ways To Make Money Online. Heres a look at average retirement incomes and how much people spend during their golden years. A historic downtown has blocks of buildings from the early 20th century as well as The Freeport Historical Museum. Opinions expressed by Forbes Contributors are their own. Instead of Hilton Head, Try: Myrtle Beach, S.C. But a remote beach area isn't always the right fit for retirees, who also need access to amenities and services, such as quality health care and transportation options. If youre wondering what attracts people to the seaside on a more permanent basis, here are a few reasons. Maine's most populous city has four distinct seasons with warm summers and cold, snowy winters. Today, it is a small city brimming with things to do, like a symphony orchestra, ballet, opera, zip lining, museums and, of course, the beach. After trying out Ecuador, Haskins and her husband moved to Mexico in late 2002. Where to stay: Waterfront Manette Beach House. Its home to lots of shopping, plenty of restaurants, nice golf courses, a great sailing scene, and beautiful beaches. Youre not alone. Some countries have very appealing visa programs for retirees that make a living there permanently much more accessible than others, so this is an essential factor to consider if youre planning on moving full-time or owning property in another country. It has turquoise waters and fantastic sunny weather, with inexpensive property and rich history. Daytona is hot, and the boardwalk hums with tourists who spill out of the oceanfront bars and restaurants. Choose a minimalistic lifestyle, and a couple could retire here on as little as US$600 a month. Located in Baltimore County, Essex is a coastal community along the Black River. World-renowned for excellent healthcare standards, Thailand is a sunny and friendly nation with a low cost of living. It also doesn't offer much in the way of shopping or dining visitors often have to travel to other towns to find things to do. Good quality healthcare is available at reasonable prices, and public transportation in many cities makes a car unnecessary. A suburb of Baltimore, Middle River has a cost of living that is slightly higher than the national average but less expensive than Maryland's average. The historic city boasts a vibrant downtown with shops and restaurants, 15 recreational parks (including a golf course), and waterfront views from both the mainland and the peninsula across the water. Plus, Melbourne is across the bay from the barrier island that has the more famous Cocoa Beach. Myrtle Beach is another great option for retirees, with warm weather, affordable cost of living and many amenities such as golf courses and shopping centers. These towns may not have the international reputation as other beach towns in the country, but thats why they are so coveted they fly below the radar and keep the cost of living low. Affordable Beach Towns To Retire In California When residing in Oceano, spend your days walking through Guadalupe-Nipomo Dunes National Wildlife Refuge and admiring the views. With 2,000 miles of coastline, finding a place to live near the beach should be relatively easy. To get there, youll need to drive about two hours fromCancn to the town of Chiquila, park your vehicle and take a ferry to the narrow 26-mile-long island. Its chilly, long winters are what keep this beach town more affordable than other ones in America. Instead, you get around by golf cart, moped or on foot, says Haskins, who reports that the people who come hereincluding those who stay long termtend to be nature lovers. The cost of living and crime, Read More Is It Good To Live In Miami Beach?Continue. It's less expensive than other coastal towns in Maryland because it doesn't actually have direct ocean access. Leisure World, a gated retirement community located just 12 minutes from the sands of Seal Beach, offers some serious deals. Learn about job opportunities that might be a good fit for older workers. This year's list of the 25 Best Places to Retire highlights places with affordable homes, low taxes and high ratings for happiness and health care quality. Making up part of the "Treasure Coast," Fort Pierce is a laid-back, residential community that offers beautiful surroundings but less of the activity found at other beach towns farther south. Each person prioritizes these differently, and several will weigh in way more heavily for some than others. The town is popular because of its beach location and plenty of outdoor activities, but it lacks arts and culture and is fairly isolated when it comes to having other things to do. Best Parent Student Loans: Parent PLUS and Private, Halifax Health Medical Center of Daytona Beach. - Affordability rank: #130. They are similar but also have several differences that make them distinct. Also, the winter months tend to be very sleepy around here. Get the kids off to school in the morning, help them with homework in the evening.Besides Chelem, there are several other communities along this stretch of coast with good-sized foreign populations, including Progreso, Chuburna, Chicxulub, Telchac Puerto and San Crisanto. Retirees have their pick of beachfront locations in Thailand, including a number of tropical islands. Where to stay: Stunning Renovated Direct Beachfront. With its ample coastline, there is no shortage of great beach towns to choose from, and the cost of living is low. Myrtle Beach scores high marks for desirability, according to a U.S. News survey about where people age 45 and older most want to live in retirement. It's also great for retirees, with lots of recreation areas and a high ratio of doctors' offices to people. One of America's richest cities in terms of culture, history, cuisine and nature, Charleston is the epitome of old-world charm. Located approximately 10 miles south of Myrtle Beach, Garden City, South Carolina, is a small resort town with a population of 10,600 and 38% of residents are 65 years old and up. Surprise, this popular vacation town does have affordable homes and right on the beach, too! If you're looking for a cheap place to retire near the beach, consider Daytona Beach. Retirees will most likely rent since foreigners are restricted from owning land, with the exception of certain condo developments in large cities. The 7 most affordable beach towns that you can retire to are: Hobe Sound, Florida. This South American country offers coastline on both the Pacific Ocean and the Caribbean Sea, so retirees seeking beach living have many options, and the Andes Mountains and Amazon rainforest are nearby for a change of scenery. You're likely to find plenty of other retirees for company, since over a third of the population is age 60 or older. Since earning her MBA, personal finance has been her favorite topic, as shes passionate about writing stories that educate, inform and empower. Think about the advantages and disadvantages for retirees before moving. Weekly groceries for a family of four is about $150 and gas for cooking and hot water is another $25 per month. It has seen its fair share of destructive hurricanes over the decades. Where to stay: Hilton Daytona Beach Oceanfront Resort. Can I Draw Social Security at 62 and Still Work Full Time? On average, residents pay more for goods, services, groceries and healthcare, but pay less for housing and transportation. Heres a look at affordable U.S. beach towns for retirees, so you can start planning your new life on the beach. Some of the best beach cities, Read More Best Beach Cities In The World To Live And WorkContinue, There is nothing like escaping the frigid inland weather and going to the coast to wake up early to stand with your feet in the sand, peering into the sunrise, smelling the fresh ocean breeze, waiting for the first warm rays to hit your face. Located in Central America, Nicaragua is nicknamed "The Land of Lakes and Volcanoes." The mild weather, coastal scenery, good airport, and myriad amenities have made Murrells Inlet a desirable retirement destination for Northeasterners seeking a break from high tax rates and harsh winters. In most places, U.S. dollars are accepted, and the Nicaraguan government offers tax incentives and encourages investment in the country. The cost of living is low, the people are friendly, and the food is delicious making this country a great retirement destination. With a growing body of research showing that spending time near the ocean is beneficial for physical and mental health, retiring in a beach town with a slower pace of life and lots of sunshine is a popular choice, with many options worldwide. In February, the median home listing price in the U.S. was $386,721, according to Redfin. Most vacationers who know of Mexicos Yucatn beaches immediately think of Cancn, Playa del Carmen or Tulum. It takes 15 minutes to get to everything Myrtle Beach has to offer without having to worry about traffic and stuff.. Just over the bay from Ocean City, Ocean Pines is a quieter, more residential pocket not far from the beautiful sandy beaches of its more popular sister. America is home to some affordable beach towns that come with beautiful stretches of coastline without the hefty price tag. The Jacksonville Beach Pier provides opportunities for deep-water fishing and strolling nearly a quarter mile past the shore. Retirees can get into affordable homes starting at just under $200,000, including this $196,919 two-bedroom in a 55-plus community or this three-bedroom with a whirlpool hot tuband no age restrictionsfor $249,900. It costs a median of $1,521 per month to own a home with a mortgage in Port St. Lucie, and a median of $1,194 monthly to rent. seaside locations, including Holbox Island, pictured here, where residents get around on golf carts. A two-bedroom condo right near the hospital and within walking distance to Ocean Beach can be had for just $99,000 and $209,900 can fetch a three-bedroom Cape Codder with a master bed and bath on the first floor, blocks from the water. Learn how to maximize your Social Security income using an optimal claiming strategy. Orlando Is America's Top Travel DestinationHow Hard Has Its Real Estate Market Been Hit? A bus ride to the nearby town of Progreso is about 50 cents. Despite the Crisis, Homeowners Remodel to Ride Out Pandemic in Comfort, How the Coronavirus Is Changing Some Boomers' Real Estate Plans for the Better. Low home values and affordable housing, plus relatively low property taxes are what make Pensacola so affordable. The laid-back city boasts a restaurant- and shop-lined Main Street, which spills out to a nice pier and beach. The natural harbor that it sits on is one of the best ports along the entire eastern seaboard. Relaxed Roatn is the largest of Honduras' three Bay Islands: Stretching 40 miles long and five miles at its widest, it's surrounded by the Mesoamerican Barrier reef, the largest in the Caribbean. It also is at a high hurricane risk during hurricane season. San Mateo, California. Carteret County has a population of roughly 68,500, with just over 26% age 65 and up. Where to stay: The Lodge at Gulf State Park. What makes Biloxi an amazing retirement destination? According to the Census Bureau, the average over-65 household in America requires $49,000 a year to cover everything from housing to food. If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. It is equidistant from the historic city of Savannah as it is to the spectacular beaches and seclusion of Tybee Island. Charleston may not be the most affordable city in the nation, but as far as beach towns are concerned, it is absolutely more affordable than others. Please try again later. It's not in Seattle proper, but just a short ferry ride away, which helps bring housing costs down. Second, it has a lack of some of the more tourist-friendly services that thrive on other islands, like malls, large cities and restaurants. Sugar Sands - Riviera Beach, FL Low $200s - High $600s Sugar Sands is a 55+ condominium community located right off the Intracoastal Waterway. It has a little bit of everything.. Part of the states southern outer banks, Cape Carteret is located in the Western Crystal Coast region, known for stunning beaches and tranquil living. These offers do not represent all deposit accounts available. Coos Bay is no exception when it comes to dramatic views. There are hardly any cars. Oregon's coast is a treasure trove of beaches and coastal vistas. The shoreline of Biloxi is flanked with massive oceanfront casinos, which are the major draw to this coastal community. Croatia offers good and affordable healthcare, with low living costs and a relatively easy point of entry visa-wise. The Qualified Retired Person Residency Program, an easy way to establish residency, requires income of at least $24,000 annually along with a background and medical check. While insurance may be a bit dicier, that's likely to be a temporary issue, says Larry Snider, vice president of operations at Casago Property Management and Vacation Rentals. According to Live and Invest Overseas, an organization dedicated to providing information to businesses moving abroad, a couple can comfortably rent an apartment in Ljubljana for about $720 a month. But it turns out, your beach-town dream may not be as far out of reach as you think. Seals actually do galumph around on the shore. Port Arthur was founded in the late 19th century and, at one time, was the center of the largest oil refinery in the world. 1. Where It's Located:Holbox Islandwhere the Caribbean Sea meets the Gulf of Mexicois one of our favorite getaway spots, says Haskins. A retirement haven, Venice, Florida, has a population of just over 26,000 61% are age 65 and up. From spring to autumn the Atlantic Coast is humming with activity, and the water is always churning with swimmers, jet skiers and parasailers. Theyre gorgeous stretches of coast, to be sure. The restaurants are also truly spectacular, from the casual Greenhouse on Porter to the more haute Vestige, serving New American and Japanese-inspired dishes. If you're interested in retiring near the ocean without the humidity of a tropical destination, consider Portland. But it is one of the more affordable beach towns in the nation thanks to its location on the hurricane route and the high volume of tourists that come during the high season. Golf, bird watching, camping and dining are among the other activities that visitors and residents enjoy on the Gulf Coast of Texas. 1. Mazatlan, in particular, offers city living with sandy beaches on the Pacific coast.
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